Employers in Texas are not required to carry workers’ compensation. Some may use occupational accident insurance and others may not carry any type of coverage. For employers that use workers’ compensation, there are some important nuances to understand before discussing third party lawsuits in Texas. In the event you suffer an on-the-job injury and your continue reading

Texas workers should know whether their employers are using workers’ compensation, occupational accident insurance, or nothing, as the differences can have significant impact on how you recover from workplace injuries and illnesses. Texas allows some private employers to ‘opt out’ of using workers’ compensation, which is used almost universally in other states. Some employers, especially continue reading