What Are Common Causes of Distracted Driving Accidents in Texas?

“Supernatural” TV star and Austin native Jensen Ackles recently spoke about the dangers of distracted driving in a PSA for the Texas Department of Transportation, or TxDOT. The ad is part of a new “Heads up, Texas” campaign that TxDOT launched in response to recent distracted driving accidents in Texas involving mobile phone use. Ackles raised awareness about the dangers of texting while driving, and how your phone can cause serious accidents. It’s also now against Texas state law.

Why Distracted Driving Is Dangerous

A texting-while-driving ban passed the Texas Senate last year. House Bill 62 was passed as a statewide ban on reading and sending electronic messages from a cell phone while operating a vehicle. This ban is in response to alarming statistics relating to distracted driving in Texas.Roughly 100,000 of reported car accidents in Texas last year, or 19 percent, involved some sort of distracted driving. These distracted driving accidents resulted in 452 deaths statewide.Keep in mind that certain cities in Texas have different levels of restrictions on phone use while driving. For example, Austin has a stricter ordinance that completely prohibits cell phone use while driving in city limits.If you have been involved in a car accident due to someone else’s distracted driving, you could potentially seek compensation for your injuries. Contact Mike Love & Associates, LLC to speak with a car accident attorney about your situation.

How Does Texas PIP Coverage Protect Me After a Car Accident?

Under Texas law, insurance companies are required to give drivers and passengers Personal Injury Protection insurance coverage, also known as PIP. This type of auto coverage pays for certain damages that resulted from a car accident. Texas PIP coverage is mandatory, and it offers coverage for any policyholders and household members that were involved in the accident. However, the coverage can be rejected by the person purchasing the policy.

Do I Need PIP Auto Coverage as a Texas Resident?

PIP can help pay for any medical expenses that you or your passengers might encounter after a serious car accident. This includes medical and surgical treatment, ambulance services, medications resulting from accident injuries and medical supplies. PIP coverage will also pay up to 80% of your lost wages if you miss work due to injuries received in a car accident.Check with your auto insurance provider and personal injury attorney to determine the specific coverage limits of your PIP coverage.

How Do I File a PIP Claim in Texas?

Call your insurance company after the car accident to report the incident. Make sure to ask for a PIP claim form. PIP claims have to be submitted within a specific time frame. PIP coverage also has maximum limits that can be paid, but fortunately they don’t have deductible amounts that you need to pay.If you have been involved in a car accident in Texas, you should speak with Mike Love & Associates, LLC to obtain passionate and experienced representation. We offer free auto insurance policy reviews so you can understand what coverage can be available to you. Contact us today for a free consultation.

What to Do After a Work Accident In Texas

Workers compensation is a Texas state regulated system that helps provide certain benefits after a workplace accident occurs. The benefits received may include medical, disability or death benefits. Employers who are not subscribed to workers compensation insurance lose out on certain protections, such as escaping liability for a lawsuit.If you’re living in Texas, then you may be surprised to know that Texas does not require employers to carry workers compensation insurance. However, employers in Texas are required by law to tell you that they do not provide workers compensation.This may leave you in a difficult situation, especially if you’re hurt on the job. A workplace accident may require you to file a lawsuit against your employer to be compensated for any medical care and lost income due to the injury.

Important Steps to Take if You’re Hurt on the Job

These are some essential steps to take if you sustain an injury in your workplace.

• Medical attention. If you’re hurt on the job, seek medical attention first. Keep all documentation from your visit. It’s important to get the doctor’s opinion on physical activity, as well as how long it should take to recover properly.
• Per Texas law, you have 30 days to report any injuries to your employer. Then your employer must submit a report within eight days of the injury. These regulations are required under the Texas Workers Compensation Act.
• You may be able to receive medical and income benefits regardless of fault.
• Going back to work. Make sure to inform your employer of what your physical limitations are if the doctor approves of you working again.

Questions About a Work-Related Accident?

The Texas work accident lawyers at Mike Love & Associates, LLC want to protect your rights. If you have questions about your insurance policy or what to do after an accident, then we are here to help. Call (936) 632-2000 for more details.

How Can I Check for Recalls on Bicycles, ATVs and Motorcycles?

Manufacturers recall millions of motor vehicles each year. These vehicles may contain safety defects that can put your life at risk or lead to a severe injury. Additional types of vehicles are subjected to recalls for the same reason. Bicycles, ATVs and motorcycles can also contain dangerous manufacturing or design defects.You can check for recalls on bicycles, ATVs and motorcycles. However, there are different federal agencies that coordinate with manufacturers on recalls for these products. Our blog is going to walk you through how to use resources provided by these agencies to determine the recall status of a bicycle, ATV or motorcycle.

Step #1: Checking on Recalls for ATVs and Bicycles

The US Consumer Product Safety Commission (CPSC) coordinates recalls for defective ATVs and bicycles. Unless you receive a recall notification directly from the manufacturer, then you must use the CPSC’s website to check the recall status for these products.The CPSC’s website has a search bar at the top that allows you to type in specific manufacturers for ATVs, bicycles and associated products. You could type in the manufacturer and product name to determine its recall status. In addition to using the search bar, you can also sign up for regular email notifications when there are recalls on these products. There are also regular recalls for bicycle helmets and other safety equipment.

Step #2: Checking on Recalls for Motorcycles

Federal laws require motorcycle manufacturers to notify you of recalls. The National Highway Traffic Safety Administration (NHTSA) coordinates recalls for motorcycles. If you already know how to check for vehicle recalls, then it will be easier to check the recall status of your motorcycle.Like regular vehicles, you can check your motorcycle’s recall status by using NHTSA’s website. You will need to grab the motorcycle’s vehicle identification number (VIN) before you can conduct a search. The VIN is typically located on the steering neck or near the cylinders.Recently announced recalls and recalls conducted more than 15 years ago may not be on NHTSA’s website. Foreign vehicles may also not be in the recall search results.

What If My Bicycle, ATV or Motorcycle Has an Unfixed Recall?

You can receive free repairs or a replacement if you own a bicycle, ATV or motorcycle with an unfixed recall. However, you would need to contact the manufacturer or dealership to schedule an appointment for repairs. These businesses may not always have the parts available that are needed to conduct repairs.Mike Love & Associates, LLC is a Lufkin personal injury law firm. Our attorneys accept product liability cases. You can speak to one of our attorneys during a free consultation if a defective product caused you or a loved one harm. To schedule a consultation, call (936) 632-2000 or use our online case review form.

Do Texas Drivers Rank Among the Worst for Aggressive Driving?

A new study claims that Texas drivers are among the angriest in the country. According to GasBuddy, which conducted a national survey on aggressive driving, Texas motorists are the 4^th most aggressive in the country.GasBuddy, a company that operates apps for finding fuel prices, conducted its research by compiling data from its Trips feature. The feature provides motorists with assessments of their driving habits. Trips allows users to assess their aggressive driving habits, such as hard braking, speeding and rapid acceleration. Hard braking was the most common aggressive driving habit reported by Trips users.The survey’s findings indicate that aggressive driving occurs most often in densely populated cities with lots of congestion. While this means you are more likely to encounter aggressive drivers in nearby Houston, it does not mean Angelina County is immune to road rage. There are steps that you can take to reduce your chances of being in an accident or other confrontation with an aggressive driver.

Warning Signs You Are Dealing with an Angry Driver

Angry drivers can put you and others at an increased risk of suffering harm in a car accident. You should never escalate the situation if you are confronted by an angry driver. In some cases, it may be necessary to drive to a safe (populated) area to contact the police. Some road rage incidents involve violence or firearms.Be aware of warning signs of aggressive driving that include but are not limited to:

• Speeding. Drivers who are angry are more likely to speed. Unfortunately, speeding is a major cause of car accidents in the US each year.
• Tailgating. If another driver is upset with you, then they may drive very close to the rear of your vehicle. Tailgating could lead to a rear-end accident.
• Unsafe lane changes. Angry drivers may conduct quick and aggressive lane changes. Some drivers may shift to the shoulder lane to pass other motorists.
• Failing to follow traffic signals or signs. Aggressive drivers who are short on patience may run red lights or stop signs.

Of course, there are other warnings signs of angry driving that most of you are familiar with. Angry drivers may use honking or hand gestures.The Texas car accident lawyers at Mike Love & Associates, LLC encourage safe driving. For future updates on our blog, continue to follow us on Facebook and Twitter. If you have questions about your rights after a car accident, call us at (936) 632-2000 or use our online contact form.