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Houston Uninsured/Underinsured Motorists Lawyer

Getting into an accident can be devastating. Not only will victims have to deal with injuries, but they will also likely incur significant expenses. This can be a problem if a person is struck by a motorist that is uninsured or underinsured. At Mike Love & Associates, LLC, we are ready to help when you need a Houston uninsured or underinsured motorist lawyer. Let us investigate your case so we can obtain the compensation you need to make a full recovery.

Why choose Mike Love & Associates, LLC for this case?

If you have been by an injured and underinsured or uninsured motorist, you need an attorney with vast experience handling these cases. Mike Love & Associates, LLC is ready to help.

  • Our uninsured accident attorneys take the time to get to know every client personally. This allows us to completely understand your situation and craft a strategy that will best suit your needs and the needs of your family.
  • Attorney Mike Love has always believed that nobody should be left alone to face the aftermath of an injury caused by a negligent party.
  • We take all Houston car accident cases on a contingency fee basis, which means that our clients will pay no legal fees until after we secure the compensation they deserve.

How will an attorney help this case?

It can be difficult for victims in these cases to secure full compensation for their claim, but an attorney will be able to conduct a thorough investigation into the incident. This will include obtaining photo and video surveillance from the accident scene, speaking to eyewitnesses, and reviewing police reports. A Houston uninsured and underinsured motorist attorney will closely work with law enforcement (if necessary) to bring a case to a successful resolution.

How do uninsured and underinsured crashes affect victims?

According to the latest reporting year of data from the Texas Department of Transportation, we know there were more than 543,000 total traffic collisions during the latest reporting year. These incidents led to 3,639 total fatalities and nearly 250,000 total injuries. Unfortunately, many of these incidents involved uninsured or underinsured drivers.

In Texas, drivers are required to carry the following minimum insurance coverage limits:

  • Bodily Injury Liability: $30,000 per person and $60,000 per accident
  • Property Damage Liability: $25,000

Drivers in this state are not required to carry uninsured or underinsured motorist coverage. Drivers are uninsured if they do not have any insurance coverage at all. Drivers are underinsured if they cause an accident, but their insurance policy limits are not enough to cover the medical expenses and property damages of other parties involved.

What kind of compensation is available?

If you or somebody you care about has been injured in an accident caused by a driver who was underinsured or uninsured, contact a Houston personal injury attorney immediately. At Mike Love & Associates, LLC, we know these incidents can be challenging, and we will work to secure the compensation you need. This can include coverage of your:

  • Crash-related medical bills
  • Lost income if you are unable to work
  • Property damage expenses
  • Pain and suffering damages
  • Loss of personal enjoyment damages

If you need a Houston uninsured or underinsured motorist lawyer, you can contact us for a free consultation of your case by clicking here or calling us at 936-632-2000.

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